MIHOS for Insurance and Pension

Coaching, practice and conduct evidence for advisory networks.

01
Insurance and pension

Make every advisor sell like your best one.

MIHOS listens to the advisory meeting, scores it against your playbook, and turns what your top advisors do into practice the whole network can run.

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Advisor networks
Wholesale brokers
Direct brokers
General agencies
Advisory meeting, recorded and scored
An advisor and a couple during a pension advisory meeting
02
The leak

Where the year is lost.

Not in the product, not in the pricing. In the ninety minutes nobody ever sees.

4
of 40 advisors coached this month

Your manager reaches four people

One field manager, forty advisors, hundreds of meetings. Everyone else is coached by nobody, and a new advisor ramps as slowly as they always did.

Median advisor
Top 10%

The gap you cannot explain

A handful of advisors carry the number. The others are not lazy, they are uncoached. Nobody can name the three things the top ones do differently.

Said
Remembered
In the CRM

Ninety minutes become four lines

The conversation that won or lost the contract is gone before the advisor reaches the car. What is left is a form filled in from memory, hours later.

03
The opportunity

One point of close rate, in your own numbers.

Move the four sliders. The arithmetic is yours. MIHOS only moves the last line.

Advisors in the network
120
Advisory meetings per advisor, per week
6
Close rate today
22 %
Average first year commission per policy
900
Three points of close rate are worth
0
Per year, across the network. Three points is what one habit is worth: asking one more question before the price comes up.
Policies signed today
0
Extra policies at plus three points
0

46 selling weeks a year. Nothing here is a MIHOS promise. It is the size of the room your network is already standing in.

04
The meeting

Every advisory meeting, scored against your playbook.

Not a transcript. A score, the three moments that decided it, and the one thing to change tomorrow.

MIHOS Coach
Illustrative demo
Client
Marc and Lea Berger
Meeting
Pension review, third pillar
Duration
52:07
Status
Meeting analysed
00:00
52:07
Playbook score
71
/ 100
Discovery
86
Needs analysis
74
Gap quantified
38
Objection handling
52
Next step
77
Focus for the next meeting
  1. Put a number on the pension gap before naming a premium.
  2. Answer the premium objection with the gap, not with a discount.
  3. Leave with a dated second meeting, both spouses present.
12:40 · Premium objection
31:05 · Gap never quantified
✓ Strong discovery
Client said · 12:40

"That is a lot of money every month."

What happened
The advisor answered the premium, not the fear behind it, and moved straight to a smaller contract.
What to improve
Bring back the shortfall you calculated together before touching the premium.
Try this next time

"Compared with the 1 400 a month you would be missing at 65, where does this sit?"

What MIHOS saw · 31:05

The pension gap was described, never calculated.

What happened
The couple heard that there was a gap. They never saw the number, so they had nothing to decide against.
What to improve
Write the figure down in front of them. A gap with a number is an appointment. A gap without one is a leaflet.
Try this next time

"Let me put your number on paper before we talk about any solution."

What the advisor did well · 07:20

Strong discovery.

Why it worked
Both spouses spoke. The advisor found the mortgage, the two children and the plan to go part time before proposing anything.
Keep doing this
Discovery scored 86. It is the reason the couple were still in the conversation forty minutes later.
Worth repeating

"What would have to change at home for you to retire earlier?"

Practise this objection in Arena
05
The practice

The objection that cost the deal, on repeat.

MIHOS turns the objections your advisors actually heard last week into an AI client they can argue with tonight, in your products.

Your products, your personas, your objections
Scored against your playbook, not a generic model
A new advisor is client ready in weeks, not quarters
Managers stop running the same roleplay forty times
Real objections
Voice AI
Playbook scoring
Instant feedback
Practise it in the Arena. Win it at the kitchen table.
Enter Arena
Live roleplay
02:14
Simulated client
AI client
Simulated couple · pension review
Client speaking

"That is a lot of money every month."

Scenario
Premium objection · gap never quantified
Built from the objections your advisors actually hear.
Mute
Pause
End & score
Live playbook score
Discovery
92
Needs analysis
61
Gap quantified
24
Next step
70

The advisor talks. The client pushes back. MIHOS scores the conversation against your playbook before the real meeting, not after.

06
The network

A thousand advisors. One method.

Every meeting adds to the same brain. What the best advisors do stops being folklore and becomes the playbook.

Every conversation
50 000

advisory meetings a year, captured and scored

What MIHOS finds

The top 10% ask one question before pension is ever mentioned.

On "I want to think about it", the best use the same three moves, in the same order.

The product launched in March is presented correctly everywhere except one region.

What it becomes

A coaching point on the advisor's next meeting.

A new Arena scenario, in your products.

A benchmark the regional manager can act on.

Independent financial advisor using MIHOS
Customer story
+28%
close rate in 3 months

"MIHOS coaches me on what I can improve and lets me practice through role plays based on the objections I face with clients. Most importantly, it has helped me turn more first meetings into second meetings."

Bring one real advisory meeting.

Forty five minutes on one of your own cases. You will see the score, the moments and the coaching before you decide anything.

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